New Clients: (301) 386-0900 | Current Clients: Get Service
Coverage Built for Salons
Salons face unique risks, from client reactions to equipment damage. We protect nail salons, hair salons, barbershops, braiding studios, day spas, lash and brow studios, and independent stylists.
One Call, Full Protection
One call can cover your salon, your building or lease, your workers comp, and even your home and auto.
Local and Bilingual
Helping Maryland small businesses since 2003 from Laurel and Hyattsville. Se habla español. Call (301) 386-0900.
What Salon Insurance Covers
Protection for your shop, your stylists and your clients.
✓ Professional Liability
Burns, reactions and infections from services like color, nails and waxing.
✓ General Liability
Client slips, falls and injuries in your salon.
✓ Property & Equipment
Chairs, pedicure spas, dryers, tools and retail product.
✓ Business Income
Lost income if a covered loss closes your shop.
✓ Workers Comp
Coverage for your employees, required for most Maryland employers.
✓ Booth Renter Policies
Affordable coverage for independent stylists and nail techs.
How We Quote Your Salon Insurance
We take a consultative approach with every salon insurance policy and every company we quote.
01
Find the right company
First, we compare the business insurance companies we work with to find the best fit for your salon or spa, your team and your budget.
02
Advise you on coverage
Next, we walk you through general liability, professional liability, property and equipment, and business income coverage, and explain what each one does in plain English.
03
You choose what goes on the policy
We only apply the coverages you want, after we have advised you. No pressure, and nothing added that you did not ask for.
BUSINESS INSURANCE COMPANIES WE COMPARE
Salon Insurance FAQs
Straight answers to the questions our agents hear most.
Does my salon need professional liability insurance?
Yes. General liability does not cover injuries caused by the services you perform. Professional liability covers claims like burns, cuts, allergic reactions and infections from treatments.
Do booth renters need their own insurance?
Usually, yes. Most salon owners require booth renters to carry their own professional and general liability.
Is workers comp required for salons in Maryland?
Maryland requires most employers with one or more employees, including part-time staff, to carry workers compensation.
