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Other Insurance
Your insurance needs can go beyond the most common policies. We offer specialty coverage for rentals, motorcycles, RVs, dirt bikes, ATVs, boats, jewelry, fine art, antiques and extra liability, and our team compares trusted insurance companies to find the right fit at a competitive price.
More Ways We Can Protect You
Explore our specialty coverages. Click any heading to learn more.
Landlord insurance helps protect your rental property and your investment from unexpected losses. Coverage can include protection for the building, liability claims, and loss of rental income due to covered damages. At Simmerer Insurance Agency, we'll help you find the right landlord insurance policy to safeguard your property and provide peace of mind.
Umbrella Insurance
Umbrella insurance provides an extra layer of liability protection above the limits of your home, auto, or other underlying policies. If a major accident or lawsuit exceeds your primary coverage limits, an umbrella policy can help cover the remaining costs. This added protection helps safeguard your assets, savings, and future income while providing valuable peace of mind.
Motorcycle Insurance
Motorcycle insurance helps protect you and your bike on the road. Coverage options may include liability, collision, comprehensive protection for theft or damage, and coverage for custom parts and accessories. Whether you ride occasionally or regularly, Simmerer Insurance can help you find motorcycle coverage that fits your needs and budget.
Boat and Watercraft Insurance
Boat and watercraft insurance helps protect your vessel while you enjoy time on the water. Coverage can include protection for damage to your boat, liability if someone is injured, and coverage for theft or accidents. Whether you own a fishing boat, pontoon, or personal watercraft, we can help you secure reliable coverage so you can enjoy your time on the water with confidence.
RV Insurance
RV insurance helps protect your motorhome, travel trailer or camper, your belongings inside and your liability at the campsite and on the road.
Dirt Bike Insurance
Dirt bike insurance covers theft, crashes and liability for off-road motorcycles, pit bikes and the family members who ride them.
ATV & UTV Insurance
ATV and UTV insurance protects your four-wheeler or side-by-side, your add-ons and your liability on trails, farms and riding areas.
Jewelry & Valuables Insurance
Valuables coverage protects engagement rings, watches, jewelry and other valuable articles for their appraised value, including theft and loss.
Fine Art Insurance
Fine art insurance protects valuable paintings, prints and sculpture for their appraised value, including breakage and transit options.
Antique & Heirloom Insurance
Antique insurance protects furniture, clocks, rugs, silver and family heirlooms for what they are really worth.
Collector Vehicle Insurance
Collector vehicle insurance protects classic, muscle and exotic cars, trucks and motorcycles at an agreed value, with options for spare parts, restoration projects and flatbed towing.
Antique Vehicle Insurance
Antique vehicle insurance covers antique and historic vehicles, including Maryland historic registration, for their appraised value.
How We Quote Your Specialty Coverage
We take a consultative approach with every specialty policy and every company we quote.
01
Find the right company
First, we compare the insurance companies we work with to find the best fit for what you need to protect and your budget.
02
Advise you on coverage
Next, we walk you through the coverage options available and explain what each one does in plain English.
03
You choose what goes on the policy
We only apply the coverages you want, after we have advised you. No pressure, and nothing added that you did not ask for.
SPECIALTY INSURANCE COMPANIES WE WORK WITH
Specialty Coverage FAQs
Straight answers to the questions our agents hear most.
Don’t see the coverage you need?
Call us at (301) 386-0900. We also help with renters, flood, RV, jewelry and valuables coverage, and we work with nearly 200 insurance companies.
Can I bundle specialty policies with my home or auto?
Often, yes. Many insurance companies offer discounts when you combine policies, and we’ll check every option.
Do you offer coverage outside Maryland?
Yes. We serve clients in Maryland, DC, Virginia and surrounding states.
