New Clients: (301) 386-0900 | Current Clients: Get Service
Protect Your Collection
A standard homeowners policy may not cover a valuable painting for its full worth, and it may not cover accidental breakage. Fine art coverage protects each piece for its appraised value.
Options for Every Collector
We cover a single valuable painting as well as growing collections, with options for new pieces you buy.
Real People, Real Help
Our licensed agents help you understand appraisals and options and find coverage that fits your art and your budget.
What Fine Art Insurance Covers
Coverage for your paintings, prints and sculpture.
✓ Theft
Covers stolen artwork at home or on display.
✓ Accidental Breakage
Drops, falls and damage to glass and frames.
✓ Fire & Water
Fire, smoke and water damage to your pieces.
✓ Agreed Value
Coverage based on your appraisal.
✓ Transit Coverage
Protection while art is shipped or moved.
✓ New Acquisitions
Options for pieces you buy during the year.
How We Quote Your Fine Art Insurance
We take a consultative approach with every fine art policy and every company we quote.
01
Find the right company
First, we compare the insurance companies we work with to find the best fit for your artwork, your collection and your budget.
02
Advise you on coverage
Next, we walk you through scheduled and blanket coverage, appraisals, breakage, transit and new acquisition options, and explain what each one does in plain English.
03
You choose what goes on the policy
We only apply the coverages you want, after we have advised you. No pressure, and nothing added that you did not ask for.
SPECIALTY INSURANCE COMPANIES WE WORK WITH
Fine Art Insurance FAQs
Straight answers to the questions art owners ask us most.
Does homeowners insurance cover my paintings?
Partly. Artwork is often covered as regular personal property, which may not pay full value and may exclude breakage. Fine art coverage fills those gaps.
How do you value my art?
Most insurance companies use a recent professional appraisal, bill of sale or other documentation to set an agreed value for each piece.
Is my art covered when it is on loan or moving?
It can be. Ask us about transit coverage and coverage while art is on loan to a gallery or exhibit.
