New Clients: (301) 386-0900 | Current Clients: Get Service
Insurance That Understands Communities
Property managers and HOA boards need an insurance partner they can rely on. We insure individual unit owners and the associations that manage their communities, with prompt communication and accurate guidance.
Comprehensive Coverage Reviews
Every community has unique risks. When available, we review reserve studies so clubhouses, pools, playgrounds and other common elements are properly protected.
A Long-Term Partner
For more than a decade, we have built lasting relationships through fast certificates, timely quotes and dependable support. Call (301) 386-0900.
What Condominium & HOA Insurance Covers
We protect both sides of the community: the individual unit owner and the association.
✓ Unit Owner (HO-6)
Your walls-in improvements, belongings and liability.
✓ Master Policy
Buildings, common areas and shared amenities.
✓ General Liability
Injuries in pools, clubhouses, walkways and grounds.
✓ Directors & Officers
Protects board members from claims about their decisions.
✓ Crime & Fidelity
Covers theft or misuse of association funds.
✓ Umbrella
Extra liability protection above the primary policies.
How We Quote Your Condominium & HOA Insurance
We take a consultative approach with every condominium and HOA insurance policy and every company we quote.
01
Find the right company
First, we compare the condominium and HOA insurance companies we work with to find the best fit for your unit or your association, and your budget.
02
Advise you on coverage
Next, we walk you through unit owner coverage, loss assessment, liability and, for associations, the master policy and board coverage, and explain what each one does in plain English.
03
You choose what goes on the policy
We only apply the coverages you want, after we have advised you. No pressure, and nothing added that you did not ask for.
CONDOMINIUM & HOA INSURANCE COMPANIES WE QUOTE
Condominium & HOA Insurance FAQs
Straight answers to the questions our agents hear most.
What is the difference between an HOA master policy and an HO-6?
The master policy covers the building and common areas. An HO-6 covers the inside of your unit, your belongings and your personal liability.
Can you provide certificates quickly?
Yes. We know property managers work on tight deadlines and turn certificate requests around fast.
Do you review reserve studies?
When available, we review reserve studies to make sure community assets and amenities are properly insured.
