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Ride Off-Road With Confidence
Whether you ride a Honda, Yamaha, KTM or Kawasaki, dirt bikes take a beating and are a common target for theft. Many homeowners policies offer limited or no coverage for them, especially away from home.
Options for Every Rider
We compare insurance companies to match coverage to your bike, where you ride and who in the family rides it.
Real People, Real Help
Our licensed agents help you understand your options and find coverage that fits your riding and your budget.
What Dirt Bike Insurance Covers
Coverage for your bike, your gear and your riders.
✓ Liability
Covers injuries and damage you cause to others.
✓ Collision
Repairs your bike after a crash or fall.
✓ Comprehensive
Theft, fire, vandalism and damage in storage.
✓ Riding Gear
Helmets, boots and other protective gear.
✓ Custom Parts
Protects aftermarket parts and upgrades.
✓ Medical Payments
Helps with medical bills after an accident.
How We Quote Your Dirt Bike Insurance
We take a consultative approach with every dirt bike insurance policy and every company we quote.
01
Find the right company
First, we compare the insurance companies we work with to find the best fit for your bike, where you ride and your budget.
02
Advise you on coverage
Next, we walk you through liability, collision, comprehensive, medical payments and options for gear and custom parts, and explain what each one does in plain English.
03
You choose what goes on the policy
We only apply the coverages you want, after we have advised you. No pressure, and nothing added that you did not ask for.
SPECIALTY INSURANCE COMPANIES WE WORK WITH
Dirt Bike Insurance FAQs
Straight answers to the questions riders ask us most.
Does homeowners insurance cover my dirt bike?
Usually not much. Many homeowners policies exclude motorized vehicles or only cover them on your property. A dirt bike policy can cover theft, damage and liability wherever you ride.
Can my kids be covered when they ride?
Often, yes. Many insurance companies let you list younger riders. Tell us who rides and we will compare companies that fit your family.
Can I insure a dirt bike that is not street legal?
Yes. Off-road policies are built for bikes that are not registered for the street.
