A Team You Can Trust to Get It Right

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At Simmerer Insurance, we believe insurance should be done the right way.

Not rushed. Not one size fits all. And not limited to one company’s options.

We take the time to understand what you actually need, then we go to work finding the best way to protect it.

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Since 2003, our agency has grown every single year. That kind of consistency only happens when you take care of people, follow through on what you say, and build a team that knows what they are doing.

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We are proud to be based in Maryland and serve clients across Maryland, Virginia, Pennsylvania, Delaware, West Virginia, North Carolina, and Washington DC, helping both local and remote clients with the same level of attention and care.

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What Makes Us Different

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A lot of insurance agencies can give you a quote.

Very few can give you real options.

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As an independent agency, we are not tied to one company. We work with a wide range of carriers, which allows us to shop your coverage and show you multiple options side by side.

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That means:

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• You are not stuck with one price

• You are not forced into one coverage structure

• You get a solution that actually fits your situation

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Whether you are looking for auto insurance, home insurance, or business coverage in Maryland or surrounding states, our job is to make sure you understand your options and feel confident in your decision.

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Leadership That Stays Involved

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Our leadership team is not removed from the process. They are actively involved in building relationships with carriers, improving how we operate, and helping our team perform at a high level.

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That matters because it allows us to:

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• Stay competitive in a constantly changing market

• Access better coverage options

• Move quickly when clients need answers

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We are always working to improve how we serve our clients, not just maintain the status quo.

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Access to the Carriers You Know and Trust

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One of the biggest advantages of working with Simmerer Insurance is our access to a wide range of highly recognized insurance companies.

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We are appointed with and have access to carriers including:

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• GEICO

• Liberty Mutual

• Travelers

• Nationwide

• Progressive

• The Hartford

• Safeco

• Lemonade

• National General

• The General

• Bristol West

• Gainsco

• Root

• Clearcover

• Next Insurance

• Hiscox

• Markel

• Hanover

• Philadelphia Insurance Companies

• Frederick Mutual

• Farmers of Salem

• Forge Insurance

• Tapco

• Steadily

• Agency Insurance Company (AIC)

• Maryland Auto Insurance (MAI)

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This level of access allows us to help more people and solve more complex situations than most agencies.

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If one company cannot offer the right solution, we have others that can.

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Insurance for Real Life

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We help protect what matters most, whether that is your home, your car, your business, or your future.

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Personal Insurance

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Auto, home, renters, landlord, umbrella, flood, motorcycle, RV, boat, classic car, and more.

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Commercial Insurance

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Business insurance, general liability, workers compensation, commercial auto, professional liability, cyber, trucking, contractors, and more.

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We are here to guide you through the process, not overwhelm you with it.

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Serving Both English and Spanish Speaking Clients

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We proudly work with both English and Spanish speaking clients.

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Our bilingual team helps make sure nothing gets lost in translation and that every client feels comfortable and confident in their coverage decisions.

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Licensed and Ready to Help Across Multiple States

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We are licensed in:

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• Maryland

• Virginia

• Pennsylvania

• Delaware

• West Virginia

• North Carolina

• Washington DC

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Whether you are local or working with us remotely, you will receive the same level of service and attention.

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A Team Built on Knowledge and Accountability

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We take what we do seriously.

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We are selective about who we bring onto our team because we believe our clients deserve knowledgeable, responsive professionals who take pride in their work.

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Our agents are trained to:

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• Ask the right questions

• Explain coverage clearly

• Find solutions that actually make sense

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Because we have access to more carriers than most agencies, our team is able to help more clients and provide better outcomes.

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What You Can Expect Working With Us

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When you reach out to Simmerer Insurance, you can expect:

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• Clear communication

• Honest recommendations

• Multiple options to compare

• Competitive pricing

• Fast response times

• Ongoing support

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If you request a quote during business hours, we will begin working on it as soon as possible. If it is after hours, we will follow up by the next business day, and sometimes sooner depending on availability.

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Serving Maryland and the Surrounding Region

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If you are searching for:

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• Insurance in Maryland

• Auto insurance near you

• Home insurance in Maryland

• Business insurance in the Mid Atlantic

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you are in the right place.

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We combine local knowledge with broad market access to give you the best possible outcome.