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Protect Your Heirlooms
Antiques often grow in value over time, but a standard homeowners policy may only pay what similar used items are worth. Scheduling your antiques protects each piece at its appraised value.
Options for Every Collector
We cover single heirlooms as well as full collections of furniture, clocks, rugs, china, silver and collectibles.
Real People, Real Help
Our licensed agents help you understand appraisals and options and find coverage that fits your antiques and budget.
What Antique Insurance Covers
Coverage for your antiques and family heirlooms.
✓ Theft
Covers stolen antiques and heirlooms.
✓ Accidental Breakage
Cracks, chips and damage from drops or falls.
✓ Fire & Water
Fire, smoke and water damage to your pieces.
✓ Agreed Value
Coverage based on your appraisal.
✓ Restoration
Options to help pay for professional repairs.
✓ Transit Coverage
Protection while pieces are moved or shipped.
How We Quote Your Antique Insurance
We take a consultative approach with every antique policy and every company we quote.
01
Find the right company
First, we compare the insurance companies we work with to find the best fit for your antiques, your appraisals and your budget.
02
Advise you on coverage
Next, we walk you through scheduled coverage, appraisals, breakage, restoration and transit options, and explain what each one does in plain English.
03
You choose what goes on the policy
We only apply the coverages you want, after we have advised you. No pressure, and nothing added that you did not ask for.
SPECIALTY INSURANCE COMPANIES WE WORK WITH
Antique Insurance FAQs
Straight answers to the questions collectors ask us most.
Does homeowners insurance cover antiques?
Usually as regular personal property, which may pay much less than an antique is worth and may exclude breakage. Scheduling closes that gap.
Do I need an appraisal?
For higher value pieces, usually yes. A recent appraisal helps set an agreed value so there are no surprises at claim time.
Can I insure a whole collection?
Yes. Ask us about blanket coverage for collections of furniture, clocks, rugs, china, silver and other collectibles.
