Is RV insurance required in Maryland?

Motorhomes registered in Maryland must carry the same minimum liability coverage as a car. Towable trailers often get liability from the vehicle towing them, but need their own policy to cover damage to the trailer.

Can I insure an RV I live in full time?

Yes. Full-timer coverage adds liability and personal property protection similar to a homeowners policy for people who live in their RV.

Does my auto policy cover my travel trailer?

Your auto policy may extend liability while you tow, but it usually does not pay to repair or replace the trailer itself. A separate RV policy covers that.

Antique Vehicle Insurance

Coverage for antique and historic cars, trucks and motorcycles, including vehicles with Maryland historic registration. We compare top insurance companies to protect your vehicle and its history.

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Preserve a Piece of History

Antique vehicles are often irreplaceable, and parts can be hard to find. A specialty antique policy is built around how these vehicles are actually used, kept and valued.

Maryland Historic Vehicles

Maryland requires vehicles with historic registration to be insured under a historic vehicle, vehicle show or antique vehicle policy. We set that up and explain the use limits.

Real People, Real Help

Our licensed agents help you understand appraisals, agreed value and storage requirements, and find coverage that fits your vehicle and your budget.

What Antique Vehicle Insurance Covers

Coverage for your vehicle, its parts and its history.

✓ Agreed Value

Insure your vehicle for its appraised value, with no depreciation.

✓ Liability

Covers injuries and damage you cause to others.

✓ Comprehensive & Collision

Theft, fire, vandalism, storms and accidents.

✓ Spare Parts

Protects hard-to-find parts kept with your vehicle.

✓ Shows & Events

Coverage while you drive to exhibitions, parades and tours.

✓ Flatbed Towing

Careful towing to protect your vehicle after a breakdown.

Specialty Insurance Companies

How We Quote Your Antique Vehicle Insurance

We take a consultative approach with every antique vehicle policy and every company we quote.

Find the right company

First, we compare the insurance companies we work with to find the best fit for your vehicle, its registration and your budget.

Advise you on coverage

Next, we walk you through agreed value, appraisals, usage limits, spare parts and towing options, and explain what each one does in plain English.

You choose what goes on the policy

We only apply the coverages you want, after we have advised you. No pressure, and nothing added that you did not ask for.

ANTIQUE VEHICLE INSURANCE COMPANIES WE WORK WITH

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Specialty Insurance Companies

Antique Vehicle Insurance FAQs

Straight answers to the questions antique vehicle owners ask us most.

What insurance does a Maryland historic vehicle need?

Maryland requires vehicles with historic registration to carry a historic vehicle, vehicle show or antique vehicle policy. We can quote one for you and help with proof of insurance for the MVA.

How can I use a vehicle with historic plates?

Maryland allows exhibitions, club activities, parades, tours and occasional transportation. Daily driving, commuting to work or school and commercial use are not allowed.

Do I need an appraisal?

For higher value vehicles, often yes. A recent appraisal, photos and receipts for restoration work help set the right agreed value.

Let’s Find the Right Coverage for You

Tell us what you need and a licensed agent will compare nearly 200 insurance companies to find your best price. It only takes a few minutes, or call us at (301) 386-0900.

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