Is RV insurance required in Maryland?

Motorhomes registered in Maryland must carry the same minimum liability coverage as a car. Towable trailers often get liability from the vehicle towing them, but need their own policy to cover damage to the trailer.

Can I insure an RV I live in full time?

Yes. Full-timer coverage adds liability and personal property protection similar to a homeowners policy for people who live in their RV.

Does my auto policy cover my travel trailer?

Your auto policy may extend liability while you tow, but it usually does not pay to repair or replace the trailer itself. A separate RV policy covers that.

Collector Vehicle Insurance

Coverage for classic, muscle, exotic and collector cars, trucks and motorcycles, built for the way enthusiasts drive and store them. We compare top insurance companies to protect your vehicle for what it is really worth.

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Protect the Vehicle You Love

A standard auto policy usually pays actual cash value, which can fall far short of what a collector vehicle is worth. Collector coverage can insure your vehicle at an agreed value, so you know exactly what you will be paid after a covered total loss.

Options for Every Collection

We insure single vehicles and full collections, from weekend drivers and show cars to restoration projects, with mileage and usage options that fit how you enjoy them.

Real People, Real Help

Our licensed agents help you understand agreed value, usage rules and storage requirements, and find coverage that fits your vehicle and your budget.

What Collector Vehicle Insurance Covers

Coverage built for collectors, not commuters.

✓ Agreed Value

Get paid the value you and the insurance company agree on, with no depreciation.

✓ Liability

Covers injuries and damage you cause to others on the road.

✓ Comprehensive & Collision

Theft, fire, vandalism, storms and accidents.

✓ Spare Parts & Tools

Covers spare parts, tools and memorabilia you keep with the vehicle.

✓ Restoration Projects

Coverage while your vehicle is being restored.

✓ Roadside & Flatbed Towing

Help getting your vehicle safely to the shop or home.

Specialty Insurance Companies

How We Quote Your Collector Vehicle Insurance

We take a consultative approach with every collector vehicle policy and every company we quote.

Find the right company

First, we compare the insurance companies we work with to find the best fit for your vehicle, how you use it and your budget.

Advise you on coverage

Next, we walk you through agreed value, mileage plans, storage requirements, spare parts and restoration coverage, and explain what each one does in plain English.

You choose what goes on the policy

We only apply the coverages you want, after we have advised you. No pressure, and nothing added that you did not ask for.

COLLECTOR VEHICLE INSURANCE COMPANIES WE WORK WITH

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Specialty Insurance Companies

Collector Vehicle Insurance FAQs

Straight answers to the questions car collectors ask us most.

What is agreed value coverage?

You and the insurance company agree on the vehicle’s value when the policy starts. After a covered total loss, that is the amount you receive, with no deduction for depreciation.

Can I drive my collector car?

Yes. Most collector policies allow pleasure driving, car shows, club events and tours. Many offer mileage plans, but daily commuting is usually not allowed.

Do I need to keep my collector car in a garage?

Most insurance companies require secure, enclosed storage such as a locked garage, and most also require another vehicle for everyday driving.

Let’s Find the Right Coverage for You

Tell us what you need and a licensed agent will compare nearly 200 insurance companies to find your best price. It only takes a few minutes, or call us at (301) 386-0900.

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