Why Simmerer Insurance Is the Agency to Trust

If you have ever typed "insurance near me" into a search bar, you know the results can feel endless. Simmerer Insurance makes the choice simple: one local, family-run independent agency that compares nearly 200 insurance companies for you, then explains your options in plain English (or Spanish).

Since 2003, families and business owners across Maryland and beyond have trusted Simmerer Insurance with their auto insurance, home insurance, RV insurance, business insurance, commercial insurance and for hire trucking insurance. Here is why so many of them stay, and why so many of them send their friends.

Why Simmerer Insurance Is Great: One Call, Nearly 200 Insurance Companies

A captive agent can only sell you one company's policy. Simmerer Insurance is an independent agency, so we shop nearly 200 insurance companies to find the coverage and the best price for your situation. You make one call. We do the comparing.

That range covers almost everything you own or run:

• Auto insurance for daily drivers, new drivers, multi-car households, and collector and antique vehicles.

• Home insurance for single-family homes, townhouses, condominiums, rentals and high-value homes.

• RV insurance for motorhomes, travel trailers and campers, so the road trip is protected too.

• Business insurance for contractors, restaurants, retailers, offices and growing companies.

• Commercial insurance for fleets, condo associations, HOAs and property owners.

• For hire trucking insurance for owner-operators and trucking companies, from a single truck to a full fleet.

Because we are not tied to one carrier, we can bundle what makes sense, split what doesn't, and re-shop your coverage when your life or your rates change.

Why Simmerer Insurance Is Proven: More Than 20 Years of Growth

Philip Simmerer founded the agency in 2003, and it has grown every year since. Two decades of steady growth does not happen by accident. It happens when clients renew, refer their neighbors and bring us their next car, home and business.

The track record goes beyond personal lines. Today Simmerer Insurance insures more than 100 condominium associations and HOAs. We also place complex commercial risks, including commercial trucking and commercial fleets, which many agencies turn away.

When a board of directors, a trucking company and a first-time homebuyer all trust the same agency, that is proof the process works.

Why Simmerer Insurance Is Trustworthy: We Work for You, Not the Insurance Company

Our Associate Agents work for our clients, not for any one insurance company. That changes the conversation. Our job is to find what fits you, not to hit a quota for a single carrier.

We call ourselves educators first. Before you buy, we walk you through what each coverage does, where the gaps are and what a claim would actually look like. You should understand your policy before you need it, not after.

Our advice and local service come at no extra cost to you. And when you have a claim, a billing question or a policy change, you call a real person at a local office who already knows your file.

Why Simmerer Insurance Is Reputable: Hundreds of 5-Star Reviews

The best way to judge an agency is to ask its clients. Simmerer Insurance holds a 5-star rating across 381 reviews. Clients mention the same things again and again: fast answers, clear explanations and Associate Agents who follow through.

Our reputation with insurance companies matters too. Carriers only appoint agencies they trust to write business well. Access to nearly 200 of them, including well-known national brands and specialty markets for condos, HOAs, trucking and collector cars, reflects years of careful, responsible placement.

That is why so many clients come to us after searching for the best agents near them, and why they stay once they find us.

Why Simmerer Insurance Is a Great Agency: Local, Family-Run and Built Around You

Simmerer Insurance is a local, family-oriented agency with two Maryland offices you can walk into:

• Laurel: 601 7th St, Suite 103, Laurel, MD

• Hyattsville: 1401 University Blvd E, Suite G123, Hyattsville, MD 20783 (2nd level of La Unión Mall)

Both offices share one number: (301) 386-0900. ¡Hablamos español! Our Spanish-speaking team serves families and business owners in their own language, from the first quote to the last claim.

Our reach goes well beyond our own front door. We write auto insurance, home insurance and business insurance in seven states plus DC: Maryland (MD), North Carolina (NC), Pennsylvania (PA), Virginia (VA), West Virginia (WV), South Carolina (SC), Delaware (DE) and Washington, DC. Whether you are searching for insurance near me in Laurel or Wilmington, Pittsburgh or Charleston, you get the same team and the same care.

We are also one of the most high-tech agencies around. Quotes, documents and service requests move fast, so you spend less time on paperwork and more time on everything else.

Frequently Asked Questions

How do I find the best insurance near me? Start with an independent agency. One conversation with Simmerer Insurance compares nearly 200 insurance companies, so you see real options side by side instead of one company's price.

Can Simmerer Insurance help me find cheap insurance near me? Yes. We shop your auto insurance, home insurance and RV insurance across many carriers and look for every discount you qualify for. We will also tell you when the cheapest option leaves a gap that could cost you more after a claim.

Do you write business insurance, commercial insurance and for hire trucking insurance? Yes. We insure contractors, small businesses, condo associations, HOAs, commercial fleets and for hire trucking operations, from owner-operators to growing fleets.

Which states do you serve? Maryland, North Carolina, Pennsylvania, Virginia, West Virginia, South Carolina, Delaware and Washington, DC.

Do you speak Spanish? Sí. Our Spanish-speaking Associate Agents can help you from quote to claim.

Get Your Free Quote Today

Ready to see what nearly 200 insurance companies can do for you? Call (301) 386-0900, stop by our Laurel or Hyattsville office, or request a quote online. Our Associate Agents will compare your options, explain them clearly and help you get the best price for the coverage you actually need.